Kelsi Lubovich

This October, as you carve pumpkins and decorate your home for fall, remember to review your insurance coverage. We're here to ensure you're protected against unexpected tricks or treats! #OctoberInsurance

I’m Kelsi Lubovich, and at Kelsi Lubovich Insurance Agency, we’ve proudly served Marshall, IL, since 2015. I bring 14 years of experience with State Farm and a genuine commitment to the communities we work with. Our office focuses on personalized conversations and long‐term relationships, taking the time to understand what matters most to each customer.

From our Marshall office, we offer Auto Insurance, Home Insurance, and Life Insurance, along with additional options to help protect what you care about most—whether that’s your vehicle, your home, or the people who depend on you. We work with customers throughout Marshall, Martinsville, and Dennison in Illinois, as well as Clinton and Terre Haute in Indiana, providing guidance for everyday needs and important life moments.

Outside the office, family and community are a big part of who I am. I love spending time with my husband, Mitch, our two boys, Hank and John, and our labradoodle, Charlie. When I’m not working, you’ll usually find me skiing, traveling, cooking, or golfing. I’m also actively involved with the Marshall Chamber of Commerce, which helps me stay connected to the people and businesses that make our community special.

If you’d like to connect, feel free to call or stop by the office to set up an appointment—we’re happy to meet in person or virtually.

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Have questions? Kelsi in Marshall can walk you through your options.

Q: How fast can I get car insurance?

A: Car insurance coverage can often start the same day, depending on your situation. Kelsi works with Marshall residents to find coverage that fits.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Kelsi serves Marshall, IL and is happy to help with your insurance needs.

Q: What kinds of things does renters insurance protect?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Connect with Kelsi for insurance guidance in Marshall.

Q: Do you need to carry insurance on your home?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. In Marshall, you can count on Kelsi for personalized service.

Q: How does life insurance work at a basic level?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Kelsi is here to help your Marshall household feel covered.